When it comes to investing, who should you trust? York Capital Management, LLC offers unbiased, professional guidance for making sound and trustworthy investment decisions. YCM is an independent, fee-only investment advisory firm that specializes in money management and financial planning. Our service philosophy honors each and every client's trust as our most important investment.
YCM can help you move closer towards retirement freedom and independence. An investment plan will be tailored to meet your personal circumstances. The plan will be monitored and changes will be made based on market conditions, your age, risk tolerance and financial goals. A partnership with YCM can improve your chances of achieving greater financial security and peace-of-mind.
A client's confidence is paramount and YCM is dedicated to maintaining that confidence everyday. If you do not have the time, desire or expertise to go it alone, let YCM become your personal investment chauffeur on the road to your financial hopes and dreams.
As an independent advisor, YCM has access to a full range of investment products and services through Charles Schwab & Co.- a full-service broker with a very cost efficient, low expense structure, including:
- Stocks
- Mutual Funds
- Exchange Traded Funds (ETFs)
- Fixded Income and CDs
- Fixed and Variable Annuities
- IRAs, 401k Rollovers, SEPs, PSPs
- Family Trusts
- Pension/Lump Sum Distributions
- Employer Stock Options
- Tax Reporting Assistance
- Financial Planning
- Retirement Planning
- College-tuition Planning
- Sunset Planning
- Legacy Planning
Financial Planning Services
To fulfill your dream lifestyle in retirement, YCM's financial planning services will allow you to look at the big picture and take charge of you future. Whether your retirement is thirty years away or just around the corner, we can take the worry out of your retirement plans. We will evaluate your financial expectations, how much it will take and what you will need for an investment program. Professional investment strategies are then tailored to accommodate your unique affairs.
- Personalized Investment Goals and Objectives
- Professional Portfolio Management
- Retirement Planning Analysis
- Net Worth and Strategic Cash Flow Audits
- Estate Planning and Tax Preparation Assistance
- Family Continuity and Survivorship Consultantion
- Company Stock Options and College Savings Strategies
- General Financial Consultation and Implementation Tactics
Asset Management Services
Individual Stocks
When tax-efficiency, current income or capital preservation are important investment concerns, a more customized portfolio of common stocks and bonds can be created. Individual securities are carefully screened and closely monitored by YCM. Stock accounts can accommodate a more personalized investment strategy, especially for higher net-worth investors and trust accounts.
Mutual Funds
Designed to provide high quality portfolio management to help established investors attain their goals, mutual funds can take the fear out of the investment process and provide peace-of-mind. Our professional relationships with world-class mutual fund managers enable us to select and monitor the "All-Stars" that best suit your long-term financial objectives. YCM primarily utilizes carefully constructed porfolios of stock and bond mutual funds with no loads or transaction fees.
Exchange-traded Funds
Exchange-traded funds (ETFs) track the performance of a market like an index fund and is operated like a mutual fund. An exchange-traded fund is a bite-size version that gives investors all the benefits of index investing, with the handiness associated with owning an individual stock or bond. ETFs are very tax efficient and don't pay any capital gains from internal turnover. Capital gains taxes are only paid when ETF shares are sold for a profit. And like all index funds, ETFs have a very cost efficient, low expense structure.
Fixed Income and Certificates of Deposit
Schwabs offers greater breadth of fixed income products and depth of inventory than ever before. Access to inventory has listings of over 300 dealers offering 15,000 to 20,000 daily items, including more than 9,000 municipals.
The following Fixed Income products are available:
- Certificates of Deposit
- Treasury Bills, Notes and Bonds
- Corporate Issues
- Treasury Zeros (STRIPS)
- Mortgage Backed Securities
- Hybrid Preferred Securities (Government Agency)
- High Yield Bonds - Corporate and Municipal
- Treasury Inflation Protected Securities (TIPS) - Secondary Only
- Tax-Exempt Municipals
Variable Annuities
As a long-term investment, no-load variable annuties offered through Charles Schwab allow unlimited after-tax contributions that can grow tax-deferred. Unlike traditional IRAs, withdrawals are not required to begin until well beyond 70 1/2 and they have a guaranteed death benefit. Variable annuities are ideal if you are looking for a tax-deferred, long-term investment or you want protection of principal and growth potential for your family and heirs as a parent or grandparent. YCM manages portfolios of mutual funds offered within the Schwab annuity program. An excellent choice for deferring taxes in the case of investors in a high tax bracket. Minimum investment requirement of $50,000.
Genesis Accounts
Created to promote startup accounts such as Roth IRAs, Education IRAs, Uniform Trust for Minors and new brokerage accounts enrolled in regular deposit programs. These family-style startup accounts utilize low-cost, diversified portfolios of mutual funds.
Consultation Services
Available for investors who need occasional professional help regarding management of employer stock options, qualified retirement plans (IRAs, SEPs, 401ks, 403bs and PSPs), college savings planning, retirement rollovers and distribution options, tax-sensitive investment advice as well as inheritance, family survivorship and continuity guidance. YCM can help you plan and implement an investment strategy that is in line with your financial goals and personal needs. Fees are based on an hourly, quarterly or yearly schedule. These services are usually complimentary to YCM clients.
- Capital Market Research
- Securities and Portfolio Analysis
- Tax Preparation and Cost Basis Assistance
- Performance Evaluation
- Investment Strategy Development
- Asset Allocation Advise
- Estate Continuity and Survivorship Coordination
Communication Services
Each investor has their own special preferences regarding the timing, method and frequency of communication. YCM offers a multitude of communication services designed to communicate and educate you on economic, market and investment developments. Our commitment to providing ongoing financial information is crucial for earning our most important investment- your trust!
- Quarterly Performance Reports
- Monthly Account Statements
- Market Newsletters and Research Reports
- Email, Fax and Voice Mail Services 24x7
- Tax Assistance Reports
- Topical Investment Seminars
York Capital Management, LLC
1873 S. Bellaire St., Suite 1110
Denver, CO 80222
Tel: 303-759-1561
Fax: 303-759-1658
Email: djbcyork@aol.com