Orange County - Financial Advisor, Retirement & 401(k) Plan Specialist


Michael D. Shea, RFC®, CIC, CRM
 
Independent Financial Advisor
Wealth Manager & Retirement Specialist
 
GOLD KEY Investments & Planning Services

Michael offers a Complimentary Portfolio Analysis Consultation that will address your financial concerns in any of the following:

  • " Bear Market Defense Plan" SM to Preserve and Grow Wealth
  • "The  GOLD KEY Trend Change Strategy" TM
  • Portfolio Risk Analysis, and Financial Plan Review
  • 401(k) Rollover  "Making the Right Investment Decision"
  • Retirement or Job Change Financial Planning
  • Retirement Planning for Boomers and Retirees
  • Retirement Income "Living Well For a Lifetime" SM
  • Family Office Services
  • Estate Planning & Tax Reduction Strategies  SM
  • Philanthropic & Tax Reduction Giving
  • Life Insurance & Annuity Policy Review
  • Long-Term Care Insurance
  • Real Estate 1031 Exchange
    • Exit Strategies
    • Deferring Capital Gains
    • Reducing Estate Taxes
    • True Net Cash Flow Calculations
    • Delaware Statutory Trust & Tenant-in-Common
  • Second Opinion For Your Important Financial Decisions
Call 800-370-5802 to Schedule Your Free Portfolio Review
 
"Complacency is an Enemy of Wealth"

As a Retirement Specialist, Michael has expertise in:

  • Financial Planning and Investments ( RFC® Registered Financial Consultant)
    "Living Well for a Lifetime" SM - Retirement Income Planning
  • Estate Tax Planning and Charitable Gift Multidisciplinary Planning
  • Insurance & Estate Planning (Certified Insurance Counselor)
  • College Savings (College Planning Specialist)
  • Investment Risk Management (Certified Risk Manager)
As an Independent Financial Advisor and Wealth Manager, Michael creates strategically diversified portfolios crafted to meet individual client objectives. Minimum Account Size is $100,000 (some exceptions). The GOLD KEY Investment Plan offers Best of Class Money Managers. 
  • "The GOLD KEY Investment Plan" TMis a powerful and Bull & Bear Market Cycle Investment Strategy for Growing, Protecting & Distributing Wealth for Retirement, College and Legacy
    • Retirement Distribution Income Financial Planning
  • "The GOLD KEY Investment Plan" TM  A Common Sense Strategy with the objective to Preserve Principal and Grow Wealth in Bull an Bear Markets.  Creates the Opportunity for Accelerated Wealth Building.  Every one needs a     " Bear Market Defense Plan " SM

Retirement Financial Planning
  • Income for a Lifetime Planning
  • Financial Plans and Retirement Counseling
  • Corporate 401(k) Plans - Fee Transparent, Professionally Managed, Fiduciary Compliant, with GOLD KEY Service
  • 401(k) Rollovers
  • 401(k) Investment Consulting & Investment Strategy.  For $300 per year I will Annually Allocate your 401(k) Investment Selection, Rebalance Portfolio, as well as send my GOLD KEY Trend Change Strategy alerts by email.
  • 401(k) and Pension Employment Exit Consultations 
  • IRA, Roth IRA & SEP IRAs
  • Inherited IRAs
  • Required Minimum Distribution (RMD) Planning & Calculations
Investment Services 
  • "The GOLD KEY Trend Change Strategy" TM
  • Notifiction of Major Market Trend Changes
  • 401(k) Account Advice - Investment Management
  • Third Party Institutional Money Management
  • Moral & Social Investing (SRI)
  • Biblically Responsible Investing (BRI)
  • International Investment
  • Sector Rotation
  • Global Country Rotation
  • Mutual Funds
  • ETF, Exchange Traded Funds
  • Variable Annuities & VA Investment Allocation
  • 529 Plans & College Savings

Alternative Investments

  • Private Equity
  • Equipment Leasing
  • Investment Real Estate - Agriculture, Apartments, Industrial, Office
  • Oil & Gas Investments
  • Oil & Gas Royalty Income
  • Real Estate Investment Trust (REIT) (Non-Traded)
  • Apartment REITs, & Class A Office REITs 
  • Opportunistic (Value) REITs
  • Secured Notes
Real Estate Investments
  • 1031 Exchange for Capital Gains Tax Deferral
  • Tenant-in-Common (TIC) Replacement Property
  • Delaware Statutory Trust (DST) Replacement Property
  • No Debt (All Cash) Real Estate Investments
  • Real Estate Notes
  • Real Estate Investment Trust (Non-Traded REITs)
  • Complimentary Cash Flow Analysis for current and replacement property
  • National Data Bank of Replacement Properties
  • Properties Have as many as 5 Levels of Professional Due Diligence
  • Potential to Increase Cash Flow by Multiples
  As a Certified Insurance Counselor and Independent Insurance Broker, Michael will shop the insurance markets for the best rates and highest rated companies for your insurance needs.  Many life insurance and annuity owners have been abandoned by their selling agents.  As a CIC, Michael will review your policies.
 
Annuities
  • Immediate Annuities
  • Fixed Annuities
  • Indexed Annuities (EIA or FIA)
  • Variable Annuities (VA)
  • Structured Insurance Settlements
  • Annuities Can Provide Guaranteed Returns and Lifetime Income
  • Complimentary Review of Your Inforce Annuities, 
    • Have You Been Orphaned by Your Annuity "Sales Person"? Annuities can be rather complex, call me for assistance or second opinion
    Life Insurance & Estate Planning
    • Indexed Universal Life (IUL)
    • Universal Life (UL)
    • Variable Universal Life (VUL)
    • Whole Life (WL)
    • Second-to-Die Policy
    • Term Ins 10, 20, 30 Year Level
    • Term Ins Return of Premium Term (ROPT)
    • Long-Term Care Insurance (LTCi)
    Life Settlements (Read Article)
    (Selling an unneeded life insurance policy for cash)
     
    Disability Insurance (DI)
    Guarantee Your Income
    Insurance for when you are injured and can not work.
     
    Long-Term Care Insurance (LTCi)
    Pays for long-term medical care, which is not covered by medical insurance. Do you remember Christopher Reeves who broke his neck in a horse accident?  LTCi paid for most of his medical care. 
    GOLD KEY Financial employs the service of a Certified Long-Term Care Insurance Specialist. Our LTCi specialist is solely dedicated to educating and assisting clients in making the very best LTCi decision.
     
    Collaboration
    At your request, Michael Shea collaborates with your CPA or Tax Advisor, Attorney, and Family Members. Michael also has established relationships with Orange County, California's finest estate tax strategist, CPAs, estate planning attorneys, and legal professionals with whom he accomplishes client philanthropic objectives and estate planning needs.
    Friday, September 3, 2010


    Michael D. Shea, GOLD KEY Financial 800-370-5802; Investment Advisor Representative of and Advisory Services Offered Through: QA3 Financial, LLC, An SEC Registered Investment Advisor. Registered Representative of and Securities Offered Through: QA3 Financial Corp. Member FINRA/SIPC . GOLD KEY Financial is not affiliated with QA3 Financial Corp. Licensed to serve clients in California, Oregon and New Jersey. "Serving Clients with Integrity" Since 1984 California Insurance License #0791148.

    Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary therefore, the information should be relied upon only when coordinated with individual professional advice.

    GOLD KEY Financial offices are located in the Laguna Hills Civic Center in Orange County, California, 92653. Michael Shea RFC is a holistic financial planner specializing in all aspects of retirement planning. GOLD KEY Financial offers a broad range of non-correlated assets and alternative investments, which seek to generate reliable investment income and return of principal. Michael Shea is your trustworthy advisor of choice whom you refer to friends and family. Mike Shea offers a free financial consultation and portfolio review, and or second financial opinon. Michael is a graduate of CSUF with a BA in Business Administration. He has keen insight into current financial markets and economic trends. Michael D. Shea, RFC, Registered Financial Consultant, Orange County Financial Advisor, is an IRA and 401k rollover specialistI.  a.k.a. IRAs, Individual Retirement Account, 401(K) Rollover, 401 k Rollovers, 401K Roll Over, 401k Plan, or 401k Plan Rollover.  GOLD KEY Financial offers 401k Help, Institutional Money Management, mutual funds, ETFs, Exchange Traded Funds, Retirement Planning, Retirement Income Advice, IFL, Income for Life, and Income For Life Planning.  Learn about annuities that offer Guaranteed Income, Lifetime Income, Life Time Income, Inflation-Adjusted Income, Inflation Adjusted Retirement Income, and Income for Retirement.
     
    Michael D. Shea, RFC is a AT&T Retirement Specialist serving AT&T Craft and Management Employees for their ATT 401k and AT&T Pension Retirement Benefits Plans for the communication industry. 
    Michael also offers professional exit planning and 401k and pension retirement advice to SBC, PacBell, Legacy T, Verizon, Qwest and Amdocs, COX, Edison, Pacific Gas & Electric, Chevron, Standard Oil, HP, IBM, Hughes, Boeing, personel.
    Michael D. Shea, RFC is a Verizon Retirement Specialist serving Verizon Craft and Management Employees for their Verizon 401k and Verizon Pension Retirement Benefits Plans for the communication industry. 

    GOLD KEY Financial also offers fixed annuities, SPIA, variable annuitiesFixed Income, Bonds, Municipal Bonds, Stock Dividend Investments, Dividend Income Investments, as well as Life Settlements that buy your life insurance policy for cash. You can also ask about: Trade Annuity, Exchange Annuity, Sell Annuity, Annuity Help, 1035 Exchange, Exchange Life Insurance, or an Annuity Exchange.  Michael Shea, RFC can assist with your Starker Exchange, 1031 Exchange, Tax Deferral, Tax Deferred Exchange, 1031 Exchange Property, 1031 Replacement Property, 1031 Tax Exchange, Orange County Real Estate, Orange County Commercial Real Estate, Like-Kind Property, Like Kind Property, Section 1031, 1031 Exchange Replacement Property, IRC 1031, as well as your 3 property rule, 45 day rule, 45 day rule, 45 day identification period, 200% rule, Qualified Intermediary, QI, Qualified Exchange Accomodation Agreement, and Relinquished Property questions.  Call to inquire about Capital call, Real Estate, Apartments for sale, Income Real Estate, Commercial Property, Class A Building, Apartment Property, Multi Family Building Invesments,  Industrial Property, Tenant in Common, Tenant-in-Common, TIC, Real Estate Investments, Land Banking, and Real Estate Investment Income.  GOLD KEY Financial represents KBS Reits, Wells REITs, Behringer Harvard Reits, Inland Reits, and Cornerstone Reits. A REIT is also known as a Real Estate Investment Trust.  Call for (BEI) Business Exit Strategy, Business Exit Planning, Business Exit Strategist, and Business Exit Strategy assisance.  GOLD KEY Financial offers Trust Investment Services, Endowment Investment Services, as well as Investment Services for Philanthropic Organizatons. Michael Shea offers a free review of investments, Stocks, Bonds, variable annuities, equity index annuities and your CD renewal, CDs, Certificate of Deposit. If your objective is to Increase your Rate of Return, Interest Rate, Interest Rates, we can help.  GOLD KEY Financial offers solutions for deferral of capital gans, Defer Capital Gains, and Passive Losses. Alternative Investments, Secured Notes, Variable Annuities, Equity Index Annuities, American Equity, EIA, Fixed Inded Annuities, Index Annuities, Moral Investing, Social Investing, Value Investing may be solutions to your concerns.  For investors seeking Royalty Income, Oil and Gas Royalty Income, Investments in Natural Gas, and Mineral Rights Royalty Income investments, call Michael Shea to discuss available investment options.  

    GO LD KEY Financial serves all of California, Oregon, South Orange County, Saddleback Valley and the following cities of San Clemente, 92672, 92673, 92624, San Juan Capistrano, 92675, Mission Viejo, 92691, 92692, Ladera Ranch, 92610, Coto de Caza, 92679, Rancho Santa Margarita, 92688, Anaheim, Foothill Ranch, 92610, Lake Forest, 92630, Portolla, Irvine, 92618, 92603, 92604, 92612, 92614, 92620, 92657, Tustin, 92780, Orange, 92705, 92682, 92689, Newport Beach, 92660, 92663, Corona Del Mar, 92625, Laguna Beach, 92651, Dana Point, 92629, Laguna Niguel, 92677, Laguna Hills, 92653, Laguna Hills Civic Center, Laguna Woods, 92637, Leisure World, Costa Mesa, 92626, 92627, Orange County California, Santa Ana, Anaheim, Huntington Beach, 92646, Fountain Valley, 92708, Orange County, South Orange County, Inland Empire, San Diego, Southern California, California, Saddleback Valley, Saddleback Valley Orange County, Orange County Saddleback Valley, CA, Anaheim 92801, 92802, 92803, 92804, 92805, 92806, 92807, 92808, 92809, 92812, 92814, 92815, 92816, 92817, 92825, 92850, 92899, Brea 92821, 92822, 92823, Buena Park 90620, 90621, 90622, 90623, 90624, Costa Mesa 92626, 92627, 92628, Cypress 90630, Fountain Valley 92708, 92728, Fullerton 92831, 92832, 92833, 92834, 92835, 92836, 92837, 92838, Garden Grove 92840, 92841, 92842, 92843, 92844, 92845, 92846, Huntington Beach 92605, 92615, 92646, 92647, 92648, 92649, La Habra 90631, 90632, 90633, La Palma 90623, Los Alamitos 90720, 90721, Orange 92856, 92857, 92859, 92861, 92862, 92863, 92864, 92865, 92866, 92867, 92868, 92869, Placentia 92870, 92871, Santa Ana 92701, 92702, 92703, 92704, 92705, 92706, 92707, 92708, 92711, 92712, 92725, 92728, 92735, 92799, Seal Beach 90740, Stanton 90680, Tusin 92780, 92781, 92782, Villa Park 92861, 92867, Westminister 92683, 92684, 92685, Yorba Linda 92885, 92886, 92887Aliso Viejo 92653, 92656, 92698, Dana Point 92624, 92629, Laguna Hills 92637, 92653, 92654, 92656, Laguna Niguel 92607, 92677, Laguna Woods 92653, 92654, Lake Forest 92609, 92630, Mission Viejo 92675, 92690, 92691, 92692, 92694, Newport Beach 92657, 92658, 92659, 92660, 92661, 92662, 92663, Rancho Santa Margarita 92688, San Clemente 92672, 92673, 92674, San Juan Capistrano 92675, 92690, 92691, 92692, 92693, 92694 Ladera Ranch 92694, Coto De Caza 92679 Anaheim Hills 92807, 92808, 92809, 92817 Dove Canyon 92679